{"id":179986,"date":"2025-02-21T06:39:06","date_gmt":"2025-02-21T05:39:06","guid":{"rendered":"https:\/\/www.economiasolidaria.org\/?post_type=noticias&p=179986"},"modified":"2025-03-06T10:50:42","modified_gmt":"2025-03-06T09:50:42","slug":"reas-rdr-y-fiare-banca-etica-renuevan-convenio-para-fortalecer-la-economia-social-y-solidaria","status":"publish","type":"noticias","link":"https:\/\/www.economiasolidaria.org\/eu\/noticias\/reas-rdr-y-fiare-banca-etica-renuevan-convenio-para-fortalecer-la-economia-social-y-solidaria\/","title":{"rendered":"REAS RdR y Fiare Banca \u00c9tica renuevan convenio"},"content":{"rendered":"

REAS Red de Redes y Fiare Banca Etica han renovado su acuerdo de colaboraci\u00f3n con el objetivo de seguir impulsando la Econom\u00eda Social y Solidaria (ESS). Este convenio, que actualiza el acuerdo firmado en 2019, ha permitido que los miembros de REAS accedan a condiciones econ\u00f3micas ventajosas en productos y servicios financieros adaptados a sus necesidades. Ahora, con la actualizaci\u00f3n del convenio, se incorporan mejoras que refuerzan a\u00fan m\u00e1s este compromiso.<\/p>\n

Desde la firma del primer convenio en 2017, Fiare Banca Etica y REAS han trabajado conjuntamente para promover un sistema financiero \u00e9tico y solidario. Esta alianza ha facilitado el acceso a servicios bancarios adaptados a las necesidades espec\u00edficas de las entidades de la ESS, promoviendo proyectos con un claro impacto social y ambiental positivo.<\/p>\n

La colaboraci\u00f3n entre Fiare Banca Etica y REAS se enmarca en una visi\u00f3n compartida de construir un sistema econ\u00f3mico m\u00e1s justo y sostenible. Ambas entidades reconocen la importancia de la intercooperaci\u00f3n y el apoyo mutuo para desarrollar alternativas econ\u00f3micas basadas en valores como la transparencia, la solidaridad y el compromiso social.<\/p>\n

Nueva l\u00ednea de financiaci\u00f3n<\/strong><\/h5>\n

Las mejoras introducidas en el convenio buscan adecuarse a la evoluci\u00f3n del mercado y responder a las necesidades espec\u00edficas de las entidades de la ESS. Ofreciendo a las organizaciones de REAS servicios financieros con condiciones ventajosas como:<\/p>\n

Se pone a disposici\u00f3n de las entidades de la ESS una nueva l\u00ednea de financiaci\u00f3n por valor de 100 millones de euros, disponible hasta junio de 2026 o hasta el agotamiento del fondo, con condiciones preferentes.
\nAnticipo de facturas y subvenciones: Proporcionando liquidez inmediata para garantizar la continuidad de los proyectos.<\/p>\n

Nuevos productos financieros:<\/strong><\/p>\n

Pr\u00e9stamos personales para energ\u00eda, destinados a la financiaci\u00f3n de proyectos de eficiencia energ\u00e9tica y sostenibilidad.<\/p>\n

Diferenciaci\u00f3n entre pr\u00e9stamos hipotecarios ordinarios e hipotecarios con construcci\u00f3n, en respuesta al crecimiento del cooperativismo de vivienda.<\/p>\n

Actualizaci\u00f3n de tarifas:<\/strong><\/p>\n

Con el incremento del Euribor, se han ajustado los diferenciales para minimizar el impacto sobre los y los clientes.<\/p>\n

Dep\u00f3sitos a plazo:<\/strong><\/p>\n

Durante el per\u00edodo de Euribor negativo, Fiare Banca Etica mantuvo este producto de ahorro sin aplicar cargos por gesti\u00f3n de liquidez a personas ni organizaciones. Para mantener la coherencia con las condiciones del mercado, se introduce una remuneraci\u00f3n variable.<\/p>\n

Libreta redes:<\/strong><\/p>\n

Dep\u00f3sitos a plazo con donaci\u00f3n<\/a> (48 y 60 meses), donde los intereses van directamente a REAS.<\/p>\n

Para m\u00e1s informaci\u00f3n sobre los servicios y condiciones ofrecidos en el marco de este convenio, las entidades interesadas pueden contactar con el equipo de Fiare Banca Etica<\/a> o visitar la p\u00e1gina oficial de REAS.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

El nuevo convenio entre REAS RdR y Fiare Banca \u00c9tica actualiza las condiciones para seguir apoyando la Econom\u00eda Solidaria<\/p>\n","protected":false},"author":12,"featured_media":179987,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[],"tags":[2200,111,106],"tematicas":[735],"territorios":[1064],"destacar_noticias":[1160],"class_list":["post-179986","noticias","type-noticias","status-publish","format-standard","has-post-thumbnail","hentry","tag-convenio","tag-fiare","tag-finanzas-eticas","tematicas-reas-red-de-redes","territorios-estado-espanol","destacar_noticias-portada"],"acf":[],"yoast_head":"\nREAS RdR y Fiare Banca \u00c9tica renuevan convenio - 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